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Monthly Income Scheme(MIS)
Against Fixed Deposit
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Emergency Loan - Max. up to Rs. 25,000/-
15 % p.a. (1.25 % p.m.) Reducing Balance
Must be a Member of the society.
Share Money and Compulsory Deposit (CD) shall be min. Rs. 5000/- each deposited into the account of the member.
2 Guarantor (Guarantor shall be the existing member of the society and should not be a defaulter)
2 Bank Account Cheque
Photo Id Proof (Any like Voter ID Card, Aadhar Card, Pan Card etc.)
Address Proof (Water/Electricity bill, Compulsory)
Rent Agreement (In case of Tenant and Electricity/Water Bill of the Landlord)
1 Latest Passport Size Photo.
1 A / c Payee Cheque (CTS Cheque)
Loan Tenure & Charges
Loan Tenure will be max. of 25 months.
Non-payment of the instalment on Due date will incur 3% penalty interest extra to the member.
Loan processing charges shall be applicable.